In recent years property has been considered a good long-term investment as part of a balanced property portfolio. If you’re buying a property as an investment you can enjoy an income from the property, but there are lots of things to consider to ensure you meet your responsibilities as a landlord. Whether you’re about to buy your first investment property or are adding to a successful property portfolio, we can help you find the latest and most suitable buy-to-let mortgage rates to make sure you’re getting the most from your investment..

Please be aware that from 6 April 2016 higher rates of Stamp Duty Land Tax are applied to the purchase of additional residential and non-residential properties. For further information visit the government website https://www.gov.uk/guidance/stamp-duty-land-tax-buying-an-additional-residential-property. Please note, by clicking on the link you will be departing from the regulated site of Knightsbridge Financial Solutions Ltd. Neither Knightsbridge Financial Solutions Ltd nor TenetConnect Services Ltd can be responsible for any content created and published solely by a third party outside our regulated site.

Informed decision

Unlike a residential property, how much you borrow will generally depend on the expected rental income of the property as well as its value. Most lenders require a minimum 25% of the value of the property as a deposit and interest-only mortgages are attractive to many investors. We will help you understand the difference between an interest-only mortgage and a repayment mortgage and guide you to the correct choice for you. Our jargon-free approach will help you understand exactly what your mortgage means and because we have access to a wide range of lenders, we can find a suitable deal for you based on your needs, circumstances and preferences.

If you’d like to discuss a buy-to-let mortgage, get in touch with us on 01621 842 808.